I don't think the home user is exempt from using the latest technology. I always wanted to see how well N would function from G to determine if it was worth the upgrade. The technology is there and it has gotten some good reviews. So, if the word is that is offers better functionality, why not use it. It is for everyone, not certain factions.
Yet, for my G router, there were multiple problems with. I knew it was time for a change. And the activity on my network was heavy. Getting the best bang for the buck was well a criteria.
Now, I'm not a big fan of just purchasing new equipment just because it is there. If your equipment get the job done, there is not need to change. Unfortunately, I was not so lucky. I had that router for more than 4 years, so I wasn't surprised when it started giving me attitude. It basically became a zombie.